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Pre-Adverse Action Notice
The first letter in the FCRA §615(a) two-step adverse-action sequence.
Definition
The pre-adverse action notice is the first of the two FCRA §615(a) communications required before a final adverse decision. It must include a copy of the consumer report and the CFPB's Summary of Rights, and be sent before the employer makes a final decision. SafestHires sends and tracks both letters with timestamped audit logs.
Related terms
- Adverse Action — Any hiring decision based on a consumer report; FCRA §615 requires a two-step notice process.
- FCRA — The federal statute (15 U.S.C. §1681) governing consumer reports, including pre-employment background checks.
Need help applying this?
SafestHires builds these rules into the screening workflow so adjudicators do not have to remember them. See the compliance hub for the relevant statute set, or contact us to talk through a program.